Compound Interest Calculator - Investment Growth and Real Return

🔍 搜尋計算器

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投資參數

0 ~ 100,000,000
0 ~ 1,000,000
-50 ~ 100
快速套用報酬率:
1 ~ 50 年
0 ~ 20

計算結果

最終金額
$5,613,140
扣通膨後 — 這才是你真實的購買力
$4,274,936
vs 定存 1.5%(同本金同期試算)
試算僅供參考,未含手續費及稅賦,非保證報酬
總投資金額 $2,500,000
總報酬 $3,113,140
報酬率 124.5%
實質報酬(扣除通膨) $1,774,936

投資成長趨勢

每 5 年資產快照明細
年份 資產金額 實質購買力 報酬率

About the Compound Interest Calculator

What is compound interest?

Compound interest means your returns earn additional returns over time. This calculator combines initial principal, monthly contributions, annual return and inflation to estimate nominal growth and real purchasing power.

How to Use

  1. Enter starting principal.
  2. Add monthly contributions if you invest regularly.
  3. Set expected annual return, investment years and inflation.
  4. Compare final value, total contributions, total return and real value after inflation.

Frequently Asked Questions

What is the difference between compound and simple interest?

Simple interest earns return only on the original principal. Compound interest reinvests returns, so future gains are calculated on both principal and accumulated gains.

Why include inflation?

Inflation reduces purchasing power. Real return helps estimate what the future amount may be worth in today's money.

Related Calculators

Compare investment income with the dividend yield calculator, or model housing trade-offs with the rent vs buy calculator.

For planning only. It does not include taxes, fees or market volatility.

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